NEW 10 HRS AGO

For sale

$190,000

Est. $1,465/mo —

•

2,985

sq ft

103 Pendleton St, Cortland, NY 13045

About this home

Great Investment Opportunity in the City of Cortland! Welcome to 103 Pendleton Street, a beautifully remodeled, tenant-occupied two-family property offering immediate rental income and excellent investment potential! Featuring new windows, stainless steel appliances, and attractive updates throughout, this property offers a great combination of modern improvements and income-producing potential. Each apartment features 2 bedrooms and 1 full bathroom, providing a total of 4 bedrooms and 2 full baths. Currently generating $24,696 in annual gross rental income, this property is an excellent opportunity for investors looking to expand their portfolio or enter the rental market. With tenants responsible for their own utilities, this updated property offers an attractive investment with potential for future rental growth. Conveniently located near local shopping, dining, schools, and other Cortland amenities. Whether you're a seasoned investor or just getting started, 103 Pendleton Street is worth a look. Schedule your showing today!

Multi-familyProperty Type

1890Year Built

5,174 sq ftLot Size

$64Price/Sq.Ft.

2 car garageParking

Listing by Tara Wetherell • Hage Real Estate

•607-753-6766 (broker)

•email@hagerealestate.com (broker)

Contact: 704.241.8799

Listing updated: Nov 8, 2026 at 08:02pm

Redfin checked: a minute ago

•Source:CNYIS #S1727558

Payment calculator

$1,465 per month

Principal and interest$1,024

Property taxes

$417

HOA dues

Home insurance

$24

Utilities

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Affordability tools

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Around this home

Schools

K - 12
Preschool & daycare

Randall School

Public 5-6 • Assigned • 0.2mi

4/10

Cortland Junior High School

Public 7-8 • Assigned • 0.5mi

3/10

Cortland Junior Senior High School

Public 9-12 • Assigned • 0.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Interior features
Full basement

Bathrooms
2 full bathrooms

Laundry & utility
Gas water heater

Flooring
Varied flooring, including vinyl

Heating & cooling
Gas forced-air heating

Sale and tax history for 103 Pendleton St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$5,257 (+1.6%)

$12,400 + $122,600

$135,000

2025

$5,176 (+5.2%)

$12,400 + $122,600

$135,000

2024

$4,920 (+12.3%)

$12,400 + $122,600

$135,000

2023

$4,381 (−3.3%)

$8,800 + $72,200

$81,000

2022

$4,528 (+5.0%)

$8,800 + $72,200

$81,000

2021

$4,311 (+0.9%)

$8,800 + $72,200

$81,000

2020

$4,273 (+0.3%)

$8,800 + $72,200

$81,000

2019

$4,259 (+0.2%)

$8,800 + $72,200

$81,000

2018

$4,248 (+2.8%)

$8,800 + $72,200

$81,000

2017

$4,133 (+1.6%)

$8,800 + $72,200

$81,000

2016

$4,069 (+0.9%)

$8,800 + $72,200

$81,000

2015

$4,031 (−2.3%)

$8,800 + $72,200

$81,000

2014

$4,125

$8,800 + $72,200

$81,000

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

102 ft.

Lot size

5,174 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

2,985

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,985

Year built

1890

Style

Multi-Family (2-4 Unit)

County

Cortland County

APN

110200A08606800010130000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 2, 2026.

R-2

Medium Density Residential District

The purpose of the R-2 District is to support the vision and goals of the City's Comprehensive Plan and permit a slightly higher density in neighborhoods with a mix of single- and two-family homes. The R-2 District is intended to foster a pattern of development that maintains the traditional character of the R-1 District with sidewalks, street lighting, street trees, etc. In areas where there are established neighborhoods, the intent of this district is to preserve the existing traditional settlement pattern, generally consisting of owner-occupied one- and two-family units, smaller lots, unobstructed front yards, and pedestrian-scaled streetscapes.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

8 days above 92° expected this year, 17 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Cortland, NY • 13045

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 4% for direct sun exposure in Cortland. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs

5.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 103 Pendleton St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $180,000 and $215,000.

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $180K to $215K.

SOLD JUN 23, 2026
$180,000 Last sold price
6 beds3 baths2,560 sq ft
13 Randall St, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty
$6/sq ft
larger lot
37 years newer
SOLD AUG 26, 2026
$190,000 Last sold price
3 beds1 bath941 sq ft
36 Randall St, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty
$138/sq ft
larger lot
40 years newer
SOLD SEP 21, 2026
$215,000 Last sold price
3 beds1 bath1,740 sq ft
15 Harrington Ave, Cortland, NY 13045
Listing by Yaman Real Estate
$60/sq ft
larger lot
10 years newer
SOLD MAR 19, 2026
$196,000 Last sold price
3 beds1.5 baths1,768 sq ft
12 Pearne Ave, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty
$47/sq ft
larger lot
10 years newer
SOLD JUN 15, 2026
$190,800 Last sold price
3 beds1.5 baths1,176 sq ft
32 Cedar St, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty
$98/sq ft
larger lot
30 years newer

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NEW 10 HRS AGO

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Details provided by CNYIS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Around this home

Schools

Lifestyle

Property details

Sale and tax history for 103 Pendleton St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 103 Pendleton St

Nearby similar homes

New listings for sale in 13045

More real estate resources