NEW 14 HRS AGO

For sale

$299,900

Est. $2,019/mo —

•

1,416

sq ft

4 Harding St, Middletown, NY 10940

About this home

Four Bedrooms & Low Taxes in Middletown! Looking for four bedrooms without giving up living space? This 4-bedroom, 2-bath home offers the generous room sizes and distinct living areas that make older homes so appealing. Its rooms have space to serve their intended purposes, while a large attic and full basement offer ample storage and flexibility for other uses. Total annual property taxes were approximately $3,750 in 2025unusually low for a home this size. A new high-efficiency Navien tankless combination boiler is another valuable upgrade. Located in Downtown Middletown, the home combines space, convenience, and low carrying costs for an owner-occupant or investor. The neighboring property may also be available separately for buyers interested in acquiring both.

Single-familyProperty Type

1900Year Built

1,800 sq ftLot Size

$212Price/Sq.Ft.

Listing by Hai Li • KW Hudson Valley United

Contact: 845-610-6065

Listing updated: Sep 27, 2026 at 10:03am

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #1055722

Payment calculator

$2,019 per month

Principal and interest$1,657

Property taxes

$315

HOA dues

Home insurance

$47

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (8)

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Listing by Howard Hanna Rand Realty
OPEN SAT, 12PM TO 2PM
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2 beds2.5 baths2,620 sq ft
8 Darmstadter Rd, Bloomingburg, NY 12721
Listing by Keller Williams Realty
OPEN SAT, 12PM TO 2PM
$789,900
4 beds2.5 baths3,958 sq ft
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Listing by Howard Hanna Rand Realty
OPEN SAT, 1PM TO 3PM
$530,000
5 beds3 baths1,911 sq ft
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Listing by Keller Williams Realty NYC Grp
OPEN SUN, 12PM TO 3PM
$1,599,999
6 beds7.5 baths— sq ft
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Listing by Prominent Properties Sotheby's International Realty-Alpine, (201) 768-9300
OPEN SUN, 12:30PM TO 2:30PM
$499,999
3 beds2.5 baths1,908 sq ft
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OPEN SUN, 2PM TO 4PM
$485,000
3 beds2.5 baths2,191 sq ft
19 Magnolia Park Rd, Middletown, NY 10940
Listing by AMO Realty

Around this home

Schools

K - 12
Preschool & daycare

Maple Hill Elementary School

Public PreK-5 • Assigned • 1.3mi

3/10

Monhagen Middle School

Public 6-8 • Assigned • 1.2mi

3/10

Middletown High School

Public 9-12 • Assigned • 1.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

4 Harding St · $299,900

DAYS ON MARKET

The average home goes pending in 43 days.

SALE-TO-LIST

Most homes are selling 0% above list price.

LIST PRICE

Median sale price in this area is $523,283. (74% higher than this home)

PRICE DROP

18% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bedroom

Living

Interior features
High ceilings
Washer/dryer hookup
Full, unfinished basement
Attic with stairs (unfinished)

Bedrooms
6 total rooms (bedroom count not specified)

Bathrooms
2 full bathrooms

Kitchen
Gas oven
Gas range
Refrigerator

Laundry & utility
Washer/dryer hookup

Heating & cooling
Baseboard heating
ENERGY STAR qualified equipment
Natural gas heating
No central cooling

Sale and tax history for 4 Harding St

Sale History
Tax History

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #1055722

Sep 27, 2026

Listed

$299,900

$212/sq ft

OneKey® MLS as Distributed by MLS Grid #1024955

Sep 23, 2026

Listing Removed

—

Aug 29, 2026

Price Changed

$349,000

$246/sq ft

Aug 2, 2026

Price Changed

$369,000

$261/sq ft

Jul 12, 2026

Listed

$389,000

$275/sq ft

OneKey® MLS as Distributed by MLS Grid #H521787

Dec 19, 2013

Listing Removed

—

Feb 7, 2012

Listed

$119,000

$84/sq ft

Public Records

Jun 9, 1981

Sold

$27,300

$19/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,779 (−0.3%)

$2,600 + $10,900

$13,500

2024

$3,789 (+2.2%)

$2,600 + $10,900

$13,500

2023

$3,706 (+2.1%)

$2,600 + $10,900

$13,500

2022

$3,630 (−4.9%)

$2,600 + $10,900

$13,500

2021

$3,819 (+134.4%)

$2,600 + $10,900

$13,500

2020

$1,629 (−55.6%)

$2,600 + $10,900

$13,500

2019

$3,671 (+1.2%)

$2,600 + $10,900

$13,500

2018

$3,627 (+3.1%)

$2,600 + $10,900

$13,500

2017

$3,516 (−0.3%)

$2,600 + $10,900

$13,500

2016

$3,525 (+3.2%)

$2,600 + $10,900

$13,500

2015

$3,417 (+0.5%)

$2,600 + $10,900

$13,500

2014

$3,400

$2,600 + $10,900

$13,500

Public record

Beds

Baths

Stories

Lot width

45 ft.

Lot depth

40 ft.

Lot size

1,800 Sq. Ft.

Year renovated

1926

Finished Sq. Ft.

1,416

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,416

Year built

1900

Style

Single Family Residential

County

Orange County

APN

330900A03000000010210000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 24, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 100° expected this year, 15 days in 30 years

4/10 Wind Factor

10% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Middletown, NY • 10940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

75/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.4 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 4 Harding St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $260,000 and $390,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $260K to $390K.

SOLD SEP 4, 2026
$260,000 Last sold price
4 beds1.5 baths1,548 sq ft
22 Chestnut St, Middletown, NY 10940
Listing by YourHomeSold Guaranteed Realty
$44/sq ft
larger lot
5 years newer
SOLD JUN 5, 2026
$270,000 Last sold price
4 beds1 bath1,316 sq ft
86 Linden Ave, Middletown, NY 10940
Listing by eXp Realty
$7/sq ft
larger lot
20 years older
SOLD AUG 19, 2026
$390,000 Last sold price
4 beds2 baths1,376 sq ft
82 California Ave, Middletown, NY 10940
Listing by Keller Williams Realty
$71/sq ft
larger lot
37 years newer
SOLD FEB 9, 2026
$285,000 Last sold price
3 beds1 bath1,144 sq ft
37 Hanford St, Middletown, NY 10940
Listing by Cronin & Company Real Estate
$37/sq ft
larger lot
SOLD AUG 10, 2026
$315,000 Last sold price
3 beds1 bath1,152 sq ft
37 California Ave, Middletown, NY 10940
Listing by KW Hudson Valley United
$61/sq ft
larger lot
26 years newer
SOLD JUN 1, 2026
$290,000 Last sold price
3 beds1 bath1,620 sq ft
46 Knapp Ave, Middletown, NY 10940
Listing by Keller Williams Hudson Valley
$33/sq ft
larger lot
10 years older