NEW 24 HRS AGO

For sale

$220,000

Est. $1,550/mo —

•

980

sq ft

7 Harding St, Middletown, NY 10940

About this home

Investor Alert: Turn-Key Cash Flow in Downtown Middletown!Tucked away at the end of a quiet street, this charming single-family home offers an incredible, immediate investment opportunity. The property features a reliable, long-term tenant already in place, generating a steady $1,600 per month in rental income. The main floor boasts a functional kitchen, living room, formal dining room, full bathroom, and a bonus space perfect for storage. Upstairs, you will find an expansive, oversized bedroom suite that was previously configured as two separate bedrooms—offering excellent flexibility to easily convert it back for increased value. Complete with a generous backyard, remarkably low taxes, and a highly walkable location just minutes from downtown dining, local shopping, and the NYC bus terminal, this property is a powerful addition to any portfolio. Schedule your viewing today!

Single-familyProperty Type

1900Year Built

4,648 sq ftLot Size

$224Price/Sq.Ft.

3 spacesParking

Listing by Jonathon Lee • KW Hudson Valley United

Contact: 845-610-6065

Listing updated: Sep 18, 2026 at 05:02am

Redfin checked: a few seconds ago

•Source:OneKey® MLS as Distributed by MLS Grid #1052461

Payment calculator

$1,550 per month

Principal and interest$1,201

Property taxes

$315

HOA dues

Home insurance

$35

Utilities

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Next available tour time: Sunday

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 10AM TO 12PM
$629,900
4 beds3 baths2,013 sq ft
9 Union School Rd, Montgomery, NY 12549
Listing by RE/MAX Benchmark Realty Group
OPEN SAT, 11AM TO 2PM3D WALKTHROUGH
$849,900
4 beds2.5 baths3,217 sq ft
112 Elise Dr, Middletown, NY 10941
Listing by Keller Williams Realty
OPEN SAT, 12PM TO 2PM
$269,000
2 beds1 bath1,084 sq ft
1212 Whispering Hls, Chester, NY 10918
Listing by Keller Williams Realty
OPEN SAT, 12PM TO 2PM
$465,000
3 beds1 bath1,320 sq ft
13 Columbia Ave, Middletown, NY 10940
Listing by eXp Realty
OPEN SAT, 12PM TO 3PM
$935,000
3 beds3.5 baths2,340 sq ft
194 White Bridge Rd, Middletown, NY 10940
Listing by Ellis Sotheby's Intl Realty
OPEN SAT, 12PM TO 2PM
$220,000
1 bed1.5 baths785 sq ft
14 Brick Pond Rd, Middletown, NY 10940
Listing by Howard Hanna Rand Realty
OPEN SAT, 1PM TO 3PM
$649,000
3 beds1.5 baths1,976 sq ft
936 Goshen Tpke, Circleville, NY 10919
Listing by Keller Williams Realty
OPEN SAT, 1PM TO 3PM
$440,000
3 beds2 baths1,344 sq ft
97 Heselton Dr, Slate Hill, NY 10973
Listing by Howard Hanna Rand Realty
OPEN SUN, 12PM TO 2PM
$375,000
4 beds2 baths1,520 sq ft
512 Bloomingburg Rd, Middletown, NY 10940
Listing by Cronin & Company Real Estate
OPEN SUN, 1PM TO 3PM
$369,000
2 beds2 baths1,922 sq ft
3 Moriah Ln, Middletown, NY 10940
Listing by HomeSmart Homes & Estates

Around this home

Schools

K - 12
Preschool & daycare

Maple Hill Elementary School

Public PreK-5 • Assigned • 1.3mi

3/10

Monhagen Middle School

Public 6-8 • Assigned • 1.2mi

3/10

Middletown High School

Public 9-12 • Assigned • 1.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

7 Harding St · $220,000

Strong offer

$230K and above

75% chance or better to win

Why $230K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 42 days.

SALE-TO-LIST

Most homes are selling 0% above list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Living

Interior features
Storage space
Unfinished basement
Full walkup attic

Bedrooms
6 total rooms (bedroom count not specified)

Bathrooms
1 full bathroom

Kitchen
Gas range
Refrigerator

Laundry & utility
Washer
Dryer

Heating & cooling
Hot water heating
Wall/window air conditioning units

Sale and tax history for 7 Harding St

Sale History
Tax History

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #1052461

Sep 17, 2026

Listed

$220,000

$224/sq ft

OneKey® MLS as Distributed by MLS Grid #H6082169

Jan 9, 2021

Pending

—

Jan 8, 2021

Listing Removed

—

Nov 11, 2020

Listed

$109,000

$111/sq ft

Public Records

Aug 1, 2018

Sold

$75,500

$77/sq ft

Public Records

Apr 6, 1998

Sold

$35,000

$36/sq ft

HGMLS #230449

Jan 15, 1998

Price Changed

$45/sq ft

Jan 15, 1998

Delisted

—

Nov 6, 1996

Listed

$36/sq ft

Public Records

Nov 2, 1977

Sold

$6,500

$7/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$3,779 (−0.3%)

$3,900 + $9,600

$13,500

2024

$3,789 (+2.2%)

$3,900 + $9,600

$13,500

2023

$3,706 (+2.1%)

$3,900 + $9,600

$13,500

2022

$3,630 (−4.9%)

$3,900 + $9,600

$13,500

2021

$3,819 (+134.4%)

$3,900 + $9,600

$13,500

2020

$1,629 (−55.6%)

$3,900 + $9,600

$13,500

2019

$3,671 (+1.2%)

$3,900 + $9,600

$13,500

2018

$3,627 (+3.1%)

$3,900 + $9,600

$13,500

2017

$3,516 (−7.1%)

$3,900 + $9,600

$13,500

2016

$3,787 (+3.1%)

$3,900 + $9,600

$13,500

2015

$3,671 (+0.5%)

$3,900 + $10,600

$14,500

2014

$3,652

$3,900 + $10,600

$14,500

Public record

Beds

Baths

Stories

Lot width

43 ft.

Lot depth

108 ft.

Lot size

4,648 Sq. Ft.

Year renovated

1931

Finished Sq. Ft.

980

Unfinished Sq. Ft.

—

Total Sq. Ft.

980

Year built

1900

Style

Single Family Residential

County

Orange County

APN

330900A02900000090200000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 13, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 100° expected this year, 15 days in 30 years

4/10 Wind Factor

10% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Middletown, NY • 10940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.8 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 7 Harding St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $225,000 and $315,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $225K to $315K.

SOLD AUG 13, 2026
$236,000 Last sold price
2 beds1 bath1,084 sq ft
19 Bonnell St, Middletown, NY 10940
Listing by River Realty Services, Inc.
$6/sq ft
larger lot
SOLD SEP 4, 2026
$260,000 Last sold price
4 beds1.5 baths1,548 sq ft
22 Chestnut St, Middletown, NY 10940
Listing by YourHomeSold Guaranteed Realty
$56/sq ft
5 years newer
SOLD JUN 5, 2026
$270,000 Last sold price
4 beds1 bath1,316 sq ft
86 Linden Ave, Middletown, NY 10940
Listing by eXp Realty
$19/sq ft
smaller lot
20 years older
SOLD FEB 9, 2026
$285,000 Last sold price
3 beds1 bath1,144 sq ft
37 Hanford St, Middletown, NY 10940
Listing by Cronin & Company Real Estate
$25/sq ft
larger lot
SOLD AUG 10, 2026
$315,000 Last sold price
3 beds1 bath1,152 sq ft
37 California Ave, Middletown, NY 10940
Listing by KW Hudson Valley United
$49/sq ft
larger lot
26 years newer
SOLD AUG 18, 2026
$225,000 Last sold price
3 beds1 bath735 sq ft
121 Brookline Ave, Middletown, NY 10940
Listing by EXP Realty
$82/sq ft
smaller lot
30 years newer

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