For sale

$795,000

Est. $5,868/mo —

•

1,944

sq ft

45 Elm St, Mount Vernon, NY 10550

About this home

Cash Buyers Only! Welcome to 45 Elm Street, a spacious two-family Colonial offering approximately 1,944 square feet of above-grade living space. The property features two well-proportioned units with a total of five bedrooms and three full bathrooms, along with comfortable living areas and eat-in kitchens. A finished attic provides additional living space and flexibility, while the full finished basement offers approximately 736 square feet of additional recreational and storage space. Outside, the property features a covered front porch, covered rear patio, fenced yard and a private driveway with parking for multiple vehicles. Conveniently located near shopping, schools, public transportation and major roadways, this property presents an excellent opportunity for an owner-occupant or investor seeking a versatile multifamily home in Mount Vernon. ** Listing photographs have been digitally enhanced using AI for presentation purposes. No structural features have been altered.

Multi-familyProperty Type

1908Year Built

4,477 sq ftLot Size

$409Price/Sq.Ft.

Listing by Brian Butler • Luxian International Realty

Contact: 917-567-8767

Listing updated: Sep 12, 2026 at 05:03am

Redfin checked: 3 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #1048201

Payment calculator

$5,868 per month

Principal and interest$4,339

Property taxes

$1,404

HOA dues

Home insurance

$126

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

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Around this home

Schools

K - 12
Preschool & daycare

Nelson Mandela/Dr. Hosea Zollicoffer School

Public PreK-8 • Assigned • 0.4mi

4/10

Mount Vernon High School

Public 9-12 • Assigned • 1.7mi

3/10

Provided by GreatSchools

About West Mount

Vernon

West Mount Vernon, located between the Bronx River Parkway and the Hutchinson River Parkway, is a residential and commuter-friendly Mount Vernon neighborhood with tree-lined blocks and a rail-to-city rhythm. The neighborhood’s character concentrates around Gramatan Avenue near Mount Vernon West station, where corner delis, barbershops, and small storefronts keep the sidewalks active. Prewar brick apartment houses mix with compact multifamily homes and tidy front stoops. Wilson Woods Park adds courts, trails, and a pool complex that shapes weekend routines. The Mount Vernon Public Library’s Fleetwood Branch and the Mount Vernon West Metro-North stop serve as steady civic anchors. A short walk east, the Cross County Shopping Center adds big-day errands and dining in one place.

Provided by Walk Score and Local Logic

Offer insights

45 Elm St · $795,000

Strong offer

$863K and above

75% chance or better to win

Why $863K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 34 days.

SALE-TO-LIST

Most homes are selling 2% above list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
First-floor bedroom
First-floor full bathroom
Eat-in kitchen
Finished attic
Finished basement

Bedrooms
Two 2-bedroom units (duplex configuration)

Bathrooms
Two full bathrooms

Kitchen
Eat-in kitchen(s)

Laundry & utility
Natural gas connected

Heating & cooling
Baseboard heating
Wall/window air conditioning units

Sale and tax history for 45 Elm St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$16,843 (+2.1%)

$3,000 + $6,800

$9,800

2025

$16,502 (+2.1%)

$3,000 + $6,800

$9,800

2024

$16,170 (+3.6%)

$3,000 + $6,800

$9,800

2023

$15,606 (+1.0%)

$3,000 + $6,800

$9,800

2022

$15,451 (+1.8%)

$3,000 + $6,800

$9,800

2021

$15,173 (+5.0%)

$3,000 + $6,800

$9,800

2020

$14,451 (−0.5%)

$3,000 + $6,800

$9,800

2019

$14,521

$3,000 + $6,800

$9,800

2018

$3,000 + $6,800

$9,800

2017

$3,000 + $6,800

$9,800

2016

$3,000 + $6,800

$9,800

2014

$3,000 + $6,800

$9,800

2013

$3,000 + $6,800

$9,800

2012

$3,000 + $6,800

$9,800

2011

$3,000 + $6,800

$9,800

2010

$3,000 + $6,800

$9,800

2009

$3,000 + $6,800

$9,800

2008

$3,000 + $6,800

$9,800

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

4,477 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

—

Style

Multi-Family (2-4 Unit)

County

Westchester County

APN

550800A16406010900230000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 30, 2026.

RMF-15

Multifamily Residence District

For all RMF Multifamily Residence Districts, to encourage the development of dwelling units suitable for a variety of household sizes at higher densities which will allow for the construction of such housing at a relatively more moderate cost. Such districts are generally intended to be located in convenient proximity to employment, shopping, transportation and community facilities. Adequate on-site parking and open space must be provided.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Housing-Multiple units
Public service
Educational/school

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 98° expected this year, 15 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

5/10 Air Factor

6 unhealthy days expected this year, 8 days in 30 years

Provided by First Street

Historical weather

Mount Vernon, NY • 10550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

79/ 100

Good sunlight

Sunscore

This home receives average direct sun exposure in Mount Vernon. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 45 Elm St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $730,000 and $930,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $730K to $930K.

SOLD JUL 13, 2026
$930,000 Last sold price
5 beds3 baths2,143 sq ft
164 aka 166 Crescent Pl, Yonkers, NY 10704
Listing by Double C Realty
$25/sq ft
14 years newer
SOLD SEP 10, 2026
$739,000 Last sold price
4 beds3 baths1,700 sq ft
59 aka 61 Joan Dr, Yonkers, NY 10704
Listing by Peterco Properties, Inc.
$26/sq ft
smaller lot
44 years newer
SOLD JUL 16, 2026
$855,000 Last sold price
3 beds2.5 baths1,728 sq ft
107 Edgewood Ave, Yonkers, NY 10704
Listing by Double C Realty
$86/sq ft
larger lot
13 years newer
SOLD JUN 1, 2026
$830,000 Last sold price
3 beds2 baths2,340 sq ft
617 Kimball Ave, Yonkers, NY 10704
Listing by Houlihan Lawrence Inc.
$54/sq ft
smaller lot
15 years newer
SOLD JUL 8, 2026
$730,000 Last sold price
4 beds2 baths1,742 sq ft
41 Rochelle Ter, Mount Vernon, NY 10550
Listing by YourHomeSold Guaranteed Realty
$10/sq ft
smaller lot
47 years newer
SOLD JUL 22, 2026
$755,000 Last sold price
3 beds2.5 baths2,004 sq ft
124 Sherwood Ave, Yonkers, NY 10704
Listing by Giner Real Estate Inc.
$32/sq ft
smaller lot
5 years newer

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