For sale
$295,000
Est. $2,183/mo —
5
bd
•
1.5 ba
•
2,064
sq ft

45 Cedar St, Oneonta, NY 13820

map-entry

About this home

Single-familyProperty Type
1915Year Built
3,920 sq ftLot Size
$143Price/Sq.Ft.
1 spaceParking
Listing by Jeffrey Sloan • Four Seasons Sotheby's International Realty
•518-580-8500 (broker)
Contact: (917) 538-3606
Listing updated:
Redfin checked: 2 minutes ago
•Source:UNYREIS #R1722955
Listing provided courtesy of Upstate New York Real Estate Information Service (UNYREIS)
10 days on Redfin • 36 views • 1 favorites

Payment calculator

$2,183 per month

Principal and interest$1,630
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($59,000)
Home price
$295,000
Loan details
30-yr fixed, 7.38%
5 minutes to get started. No credit impact. 

Open houses

No upcoming open houses.

Around this home

Schools

Valleyview Elementary School

Public K-5 • Assigned • 0.8mi

4/10
Oneonta Middle School

Public 6-8 • Assigned • 0.6mi

3/10
Oneonta Senior High School

Public 9-12 • Assigned • 0.6mi

6/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

45 Cedar St · $295,000
$297K and above
75% chance or better to win
Why $297K+ is a strong offer
DAYS ON MARKET
11 days
The average home goes pending in 48 days.
SALE-TO-LIST
96.8%
Most homes are selling 3% below list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

  • Interior features
  • Separate formal living room
  • Kitchen and family room combination
  • Living and dining room
  • Air filtration
  • Bedrooms
  • 1 bedroom on the main level
  • Bathrooms
  • 1 full bathroom
  • 1 half bathroom
  • Kitchen
  • Convection oven
  • Electric cooktop
  • Freezer
  • Laundry & utility
  • Dryer
  • Gas water heater
  • Flooring
  • Hardwood, tile, and varied flooring
  • Heating & cooling
  • Electric and gas heating

Sale and tax history for 45 Cedar St

Public record

Beds
5
Baths
1.5
Stories
2
Lot width
52 ft.
Lot depth
77 ft.
Lot size
3,920 Sq. Ft.
Year renovated
1980
Finished Sq. Ft.
2,064
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,064
Year built
1915
Style
Single Family Residential
County
Otsego County
APN
361200A28801400020380000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 31, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

8 days above 92° expected this year, 18 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Oneonta, NY • 13820
Average low and high temperatures (°F)
25
14
30
15
47
28
57
37
63
45
75
55
79
60
76
54
71
49
59
40
45
31
32
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Oneonta. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.8 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 45 Cedar St

We cannot show automated home-value estimates for this home. 
 

Nearby homes have recently sold between $257,000 and $400,000.

Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $257K to $400K.

Contact listing agent

Jeffrey Sloan
Four Seasons Sotheby's International Realty
At this time, Redfin doesn't have an agent available to help you with this home.

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Details provided by UNYREIS and may not match the public record. Learn more.

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