NEW 3 HRS AGO

For sale

$119,999

Est. $840/mo —

•

1,152

sq ft

640 Carter St, Rochester, NY 14621

About this home

Welcome to 640 Carter St! This charming Cape Cod offers 4 bedrooms and is ready to move in. Home was freshly painted throughout, new oak luxury vinyl flooring, vanity and updated outlets/switches. The full basement features a second kitchen, offering added convenience and versatility. Situated on a spacious lot, this home has plenty of potential to make it your own. We will be reviewing all offers on Tuesday, October 27th at 6pm. Don't miss this great opportunity!

Single-familyProperty Type

1947Year Built

9,030 sq ftLot Size

$104Price/Sq.Ft.

Listing by Jimmy Jovcevski • Jovcevski Properties Inc

•585-576-5048 (broker)

•jimmyjovcevski@yahoo.com (broker)

Listing updated: Oct 21, 2026 at 06:50pm

Redfin checked: a minute ago

•Source:UNYREIS #R1724160

Payment calculator

$840 per month

Principal and interest$671

Property taxes

$153

HOA dues

Home insurance

$16

Utilities

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Affordability tools

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Next available tour time: Friday

Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

School 50 Helen Barrett Montgomery

Public PreK-6 • Assigned • 1.0mi

4/10

Northwest College Preparatory High School

Public 7-8 • Assigned • 1.5mi

1/10

School 58 World Of Inquiry School

Public PreK-12 • Assigned • 2.0mi

2/10

Provided by GreatSchools

About 14621

Community

14621 Community, located between Clifford Avenue and East Main Street, is a residential and industrial Rochester neighborhood with a grid of side streets and a legacy of rail-era corridors. The neighborhood’s character concentrates around the Clifford Ave and Portland Ave crossroads, where corner stores, takeout counters, and service shops set a steady street rhythm. Housing stock leans toward early-20th-century two-stories and compact singles, with porches facing narrow lots. Broad arterials frame the area with bus traffic and small commercial strips. Nearby green space and riverfront paths shape daily routines more than nightlife. The feel is practical, local, and defined by long blocks and working storefronts.

Provided by Walk Score and Local Logic

Market insights

640 Carter St · $119,999

DAYS ON MARKET

The average home goes pending in 10 days.

SALE-TO-LIST

Most homes are selling 15% above list price.

LIST PRICE

Median sale price in this area is $300,379. (150% higher than this home)

PRICE DROP

11% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Attic
Eat-in kitchen
Full, partially finished basement

Bedrooms
2 bedrooms on the main level

Bathrooms
1 full bathroom on the main level

Kitchen
Dishwasher
Gas oven
Gas range
Microwave
Refrigerator

Laundry & utility
Washer and dryer
Laundry on the main level and in the basement
Gas water heater

Flooring
Laminate, luxury vinyl, and varied flooring

Heating & cooling
Gas forced-air heating
Window unit cooling

Sale and tax history for 640 Carter St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$710

$15,200 + $108,800

$124,000

2025

$710 (+4.2%)

$15,200 + $108,800

$124,000

2024

$681 (+29.7%)

$15,200 + $108,800

$124,000

2023

$525 (−0.1%)

$7,400 + $62,100

$69,500

2022

$526 (−2.9%)

$7,400 + $62,100

$69,500

2021

$541

$7,400 + $62,100

$69,500

2020

$541 (+10.5%)

$7,400 + $62,100

$69,500

2019

$490 (−44.9%)

$7,400 + $48,700

$56,100

2018

$889 (+96.4%)

$7,400 + $48,700

$56,100

2017

$453 (−9.7%)

$7,400 + $48,700

$56,100

2016

$502 (+8.8%)

$7,400 + $48,700

$56,100

2015

$461 (−3.8%)

$7,400 + $48,700

$56,100

2014

$479

$7,400 + $48,700

$56,100

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

86 ft.

Lot depth

105 ft.

Lot size

9,030 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,152

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,152

Year built

1947

Style

Single Family Residential

County

Monroe County

APN

261400A09158000020440000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 19, 2026.

R-1

Low-Density Residential District

The R-1 Low-Density Residential District is intended to maintain residential areas at relatively low densities. The R-1 District is a distinct urban area that is characterized predominantly by owner-occupied, single-family detached and attached homes but often contains a diverse mix of other preexisting higher-density residential uses. Each R-1 neighborhood is unique in character, composition and scale. The district requirements are intended to preserve and promote neighborhoods characterized by unobstructed front yards and pedestrian-scale streetscapes and to protect against undesirable uses and residential conversions.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Group
Housing-Single unit
Office

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 95° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Rochester, NY • 14621

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 22% for direct sun exposure in Rochester. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs

5.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 640 Carter St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $90,142 and $205,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $90K to $205K.

SOLD AUG 28, 2026
$170,000 Last sold price
3 beds2 baths1,144 sq ft
96 Delamaine Dr, Rochester, NY 14621
Listing by Romeo Realty Group Inc.
$45/sq ft
smaller lot
37 years older
SOLD MAY 29, 2026
$140,000 Last sold price
3 beds1 bath1,144 sq ft
63 Manchester St, Rochester, NY 14621
Listing by Keller Williams Realty Greater Rochester
$18/sq ft
smaller lot
15 years older
SOLD OCT 1, 2026
$145,000 Last sold price
3 beds1.5 baths1,152 sq ft
52 Yates St, Rochester, NY 14609
Listing by Keller Williams Realty Greater Rochester
$22/sq ft
smaller lot
3 years newer
SOLD JUL 2, 2026
$117,000 Last sold price
3 beds2 baths1,106 sq ft
53 Roser St, Rochester, NY 14621
Listing by Hunt Real Estate ERA/Columbus
$2/sq ft
smaller lot
7 years older
SOLD APR 29, 2026
$90,142 Last sold price
2 beds1.5 baths1,232 sq ft
56 Northlane Dr, Rochester, NY 14621
Listing by Weichert Realtors - Lilac Properties
$31/sq ft
27 years older
SOLD OCT 9, 2026
$205,000 Last sold price
3 beds1.5 baths1,200 sq ft
51 Brookhaven Ter Ter, Rochester, NY 14621
Listing by BHHS Zambito Realtors
$67/sq ft
smaller lot
3 years newer

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New listings for sale in 14621

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640 Carter St, Rochester, NY 14621

Listing by Jovcevski Properties Inc, (585) 576-5048

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Details provided by UNYREIS and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Market insights

Property details

Sale and tax history for 640 Carter St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 640 Carter St

Nearby similar homes

New listings for sale in 14621

More real estate resources