*OPEN HOUSE Sunday 10/11 from 1-3pm* Adorable 3 bdr 1.5 bath colonial in the heart of Scotia. Open, bright and sunny, hardwood floors, 1st floor laundry, dining room, large yard, and garage. A must see with old world charm and great updates. Note both chimney's need to be repointed with new liners added. With acceptable offer seller is willing to credit 5K (per written estimate) First open house October 11, 2026 1-3PM
Single-familyProperty Type
1925Year Built
6,098 sq ftLot Size
$231Price/Sq.Ft.
1 garage spacesParking
Listing by Paula Anne Ross• Miranda Real Estate Group Inc
LOVELY VILLAGE COTTAGE WITH MUCH CHARM. MANY IMPROVEMENTS INCLUDING NEW INSULATION, ROOF AND DECK IN 05. NEW 1ST FLOOR LAUNDRY ROOM AND FIREPLAC INSERT 06. NEWER SIDEWALK. GREAT BACKYARD. A GREAT PLACE TO CALL HOME! Excellent Condition
Global MLS #28118144
Sep 3, 2008
Listing Removed
—
Aug 28, 2008
Listed
$134,900
$114/sq ft
Global MLS #2210314
Aug 28, 2002
Sold
$60,000
$51/sq ft
Jul 1, 2002
Listing Removed
—
Jan 8, 2002
Listed
$69,000
$58/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$5,123 (+2.1%)
$18,200 + $79,800
$98,000
2025
$5,020 (+3.0%)
$18,200 + $79,800
$98,000
2024
$4,874 (−18.6%)
$18,200 + $79,800
$98,000
2023
$5,990 (+28.7%)
$18,200 + $79,800
$98,000
2022
$4,653 (+1.2%)
$18,200 + $79,800
$98,000
2021
$4,598 (+15.5%)
$18,200 + $79,800
$98,000
2020
$3,981 (+68.9%)
$18,200 + $79,800
$98,000
2019
$2,356 (−40.3%)
$18,200 + $79,800
$98,000
2018
$3,946 (+7.4%)
$18,200 + $79,800
$98,000
2017
$3,674 (+1.6%)
$18,200 + $79,800
$98,000
2016
$3,616 (−0.8%)
$18,200 + $79,800
$98,000
2015
$3,646 (−1.0%)
$18,200 + $79,800
$98,000
2014
$3,682
$18,200 + $79,800
$98,000
Public record
Beds
3
Baths
1
Stories
2
Lot width
40 ft.
Lot depth
150 ft.
Lot size
6,000 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
1,584
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,584
Year built
1925
Style
Single Family Residential
County
Schenectady County
APN
422201A02907600020140000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 17 days in 30 years
2/10 Wind Factor
4% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Schenectady, NY • 12302
Average low and high temperatures (°F)
29
15
31
16
49
28
60
39
68
48
80
58
84
64
81
58
76
52
63
42
48
33
33
20
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 3.3 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
3.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 12 Commerce St
$275,393
$393 over list price of $275K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $270K to $330K.