NEW 18 HRS AGO

For sale

$265,000

Est. $1,791/mo —

•

1,684

sq ft

492 Olean St, Schenectady, NY 12306

About this home

An incredible house-hacking opportunity awaits! Live in one unit while letting the other two cover your mortgage; or add a solid multi-unit asset to your portfolio. This charming property functions as three distinct living spaces: a 3-bedroom main floor, a 2-bedroom upper flat, and a private 1-bedroom lower-level apartment. Numerous updates throughout the home: ceilings, insulation, windows, flooring, trimwork, doors, baseboards, electrical outlets, light fixtures, dimmers. Kitchens have newer cabinets, appliances including built in microwaves, countertops and deep sinks, backsplashes. Furnace: new starter ignition and circulator pump.Exterior: painted front/garage doors, insulation, hard-wired lights with sensors. Multiple hose hook-ups with hot water to one. Enjoy a fenced front yard w/ solar lights and a spacious two-car garage complete with 1/2 bath, 2 sinks, and ample overhead storage. Parking for 5. Outdoor gazebo, propane fire pit, electric fireplaces-Unit 1 and Unit 2 has a built-in, and all A/C units to convey. Excluded: large wardrobe in Upper Unit. Located in a flexible B-2 zoning district and convenient to shopping, dining, and commuter routes. Sold as-is (inspections for buyer informational purposes only). Located in the Mohonasen School district.

Multi-familyProperty Type

1950Year Built

3,049 sq ftLot Size

$157Price/Sq.Ft.

2 garage spacesParking

Listing by Laura Sherman • Miranda Real Estate Group Inc

•518-935-3837 (agent)

•LauraShermanRE@gmail.com (agent)

Listing updated: Sep 25, 2026 at 04:58pm

Redfin checked: 3 minutes ago

•Source:Global MLS #202626999

Listing provided courtesy of Global Multiple Listing Service, Inc.

Payment calculator

$1,791 per month

Principal and interest$1,464

Property taxes

$285

HOA dues

Home insurance

$42

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

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Around this home

Schools

K - 12
Preschool & daycare

Herman L Bradt Elementary School

Public K-2 • Assigned • 2.4mi

Draper Middle School

Public 6-8 • Assigned • 1.9mi

3/10

Mohonasen Senior High School

Public 9-12 • Assigned • 2.0mi

5/10

Provided by GreatSchools

About

Bellevue

Bellevue, located between Downtown Schenectady and the Mohawk River, is a residential and historic Schenectady neighborhood with tree-lined blocks and a compact grid of side streets. The neighborhood’s character concentrates around the Union Street corridor near the Stockade, where corner taverns, small eateries, and storefronts set a steady, lived-in rhythm. Brick rowhouses and older single-family homes mix with small apartment buildings, giving the streetscape a classic upstate feel. Jay Street’s pedestrian blocks and the nearby GE Plot add a strong sense of place through architecture and local institutions. Proctors anchors the cultural calendar with touring shows and film. Rivers Casino & Resort Schenectady and Mohawk Harbor bring waterfront energy and evening lights.

Provided by Walk Score and Local Logic

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Paddle fan
High-speed internet available
Built-in features
Blinds and curtain rods
ENERGY STAR qualified windows

Bedrooms
Duplex contains two units: one unit with 3 bedrooms, one unit with 2 bedrooms

Bathrooms
Three full bathrooms total (one on the 1st floor, one on the 2nd floor, one in the basement)
Unit 1: 1 full bath
Unit 2: 1 full bath

Kitchen
No kitchen appliance details provided

Laundry & utility
Washer hookup
Electric dryer hookup
Laundry located in basement

Flooring
Vinyl flooring
Tile flooring

Heating & cooling
Heating: baseboard, hot water, natural gas; fireplace insert
Cooling: window unit(s)

Sale and tax history for 492 Olean St

Sale History
Tax History

Date

Event

Price

Global MLS #202626999

Sep 25, 2026

Listed

$265,000

$157/sq ft

ACVMLS #177511

Dec 9, 2022

Sold

$125,000

$74/sq ft

Oct 16, 2022

Delisted

—

Oct 14, 2022

Listed

$115,000

$68/sq ft

Cash Flow! Build wealth by living here or investing in this fully-occupied home with cash flow! A character rich duplex, makes this a smart buy in a great spot in Rotterdam. This duplex is currently used as 3 unit (basement unit) and can easily be converted back to single family or to commercial use property. This is an amazing opportunity for homebuyers looking for a multi-family floor plan or investors seeking solid cash flow, lots of storage above 2 car garage, fenced yard, Easy to rent and close to everything. Property sold as-is. Inspections for review only. Renovated value over 160k! In commercial zoning district Gen Business B-2 Fully occupied. No leases 1st Floor - $900 with 3BR/1BA - 2nd Floor - $775 with 2BR/1BA - Basement - $475 with 1BR1BA - * * * everything included in the rent

Global MLS #202227443

Oct 18, 2022

Pending

—

Oct 11, 2022

Price Changed

$115,000

$68/sq ft

Sep 28, 2022

Listed

$125,000

$74/sq ft

+26

Best and final due Sunday 5pm 10/16. Cash Flow! Build wealth by living here or investing in this fully-occupied home with cash flow! A character rich duplex, makes this a smart buy in a great spot in Rotterdam. This duplex is currently used as 3 unit (basement unit) and can easily be converted back to single family or to commercial use property. This is an amazing opportunity for homebuyers looking for a multi-fam floor plan or investors seeking solid cash flow, lots of storage above 2 car garage, fenced yard, Easy to rent and close to everything. Property sold as-is. Inspections for review only. Renovated value over 160k! In commercial zoning district Gen Business B-2 Fully occupied.No leases 1st Floor - $900 with 3BR/1BA - 2nd Floor - $775 with 2BR/1BA - Basement - $475 with 1BR1BA -

Public Records

Sep 8, 1993

Sold

$75,000

$45/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,507

$4,200 + $89,800

$94,000

2025

$3,507 (+2.0%)

$4,200 + $89,800

$94,000

2024

$3,436 (−1.1%)

$4,200 + $89,800

$94,000

2023

$3,474

$4,200 + $89,800

$94,000

2022

$3,474 (+2.8%)

$4,200 + $89,800

$94,000

2021

$3,379 (−3.0%)

$4,200 + $89,800

$94,000

2020

$3,485 (−1.6%)

$4,200 + $89,800

$94,000

2019

$3,542 (+3.6%)

$4,200 + $89,800

$94,000

2018

$3,420 (+1.0%)

$4,200 + $89,800

$94,000

2017

$3,388 (−3.4%)

$4,200 + $89,800

$94,000

2016

$3,507 (+3.2%)

$4,200 + $89,800

$94,000

2015

$3,397 (−29.9%)

$4,200 + $89,800

$94,000

2014

$4,848

$9,800 + $84,200

$94,000

Public record

Beds

Baths

2.5

Stories

1.7

Lot width

—

Lot depth

—

Lot size

3,049 Sq. Ft.

Year renovated

1985

Finished Sq. Ft.

2,174

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,174

Year built

1950

Style

Multi-Family (2-4 Unit)

County

Schenectady County

APN

422800A04801500070100000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

2/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12306

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 492 Olean St

$264,938

$62 under list price of $265K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $244K to $310K.

SOLD AUG 18, 2026
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3 beds1 bath1,464 sq ft
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Listing by KW Platform
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larger lot
3 years newer
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larger lot
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3 beds2 baths1,620 sq ft
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Listing by Coldwell Banker Prime Properties
$31/sq ft
larger lot
22 years older
SOLD AUG 27, 2026
$244,000 Last sold price
3 beds2 baths1,293 sq ft
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larger lot
50 years older
SOLD AUG 6, 2026
$247,200 Last sold price
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828 Harrison Ave, Schenectady, NY 12306
Listing by Coldwell Banker Prime Properties
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larger lot
24 years older
SOLD JUN 4, 2026
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3 beds1 bath1,480 sq ft
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Listing by Greenwood Realty Group of New York LLC
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larger lot

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Details provided by Global MLS and may not match the public record. Learn more.

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About this home

Payment calculator

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See this home in person

Nearby open houses (10)

Around this home

Schools

Property details

Sale and tax history for 492 Olean St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 492 Olean St

Nearby similar homes

New listings for sale in 12306

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