For sale

$179,900

Est. $1,412/mo —

•

2,240

sq ft

109 E Main St, Waterloo, NY 13165

About this home

Well-maintained two-family with long-term tenants and separate utilities! This well cared-for property offers an attractive opportunity for investors seeking an established multifamily property. Both units have been exceptionally maintained by the respective tenants and feature a functional layout with a kitchen, living room, dining room, 2 bedrooms, and 1 full bath. Each unit also offers its own laundry hookups. Utilities are separately metered, with the exception of water. Outside, the property offers a large fenced-in portion of the yard, along with a 2-car garage providing valuable parking and storage space. The driveway entrance is shared, while off-street parking areas are separate, providing defined parking for each unit. Additional street parking is also available. With long-term tenants already in place, separate utilities, spacious units, and garage parking, this is a great opportunity to add an established two-family to your investment portfolio.

TownhomeProperty Type

1835Year Built

10,738 sq ftLot Size

$80Price/Sq.Ft.

2 car garageParking

Listing by Jennifer Pronti • Real Estate by JENN, LLC.

•315-730-1890 (broker)

Listing updated: Oct 12, 2026 at 03:33pm

Redfin checked: 2 minutes ago

•Source:UNYREIS #R1720333

Payment calculator

$1,412 per month

Principal and interest$1,006

Property taxes

$380

HOA dues

Home insurance

$25

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (3)

OPEN SAT, 11AM TO 1PM
$795,000
3 beds2.5 baths4,205 sq ft
74 Snell Rd, Geneva, NY 14456
Listing by Century 21 Steve Davoli RE, (315) 789-4569
OPEN SAT, 12PM TO 2PM
$397,900
5 beds1.5 baths2,280 sq ft
752 Gravel Rd, Seneca Falls, NY 13148
Listing by Coldwell Banker Finger Lakes, (315) 789-6768
OPEN SAT, 12PM TO 2PM
$294,900
3 beds2.5 baths1,815 sq ft
181 Slosson Ln, Geneva, NY 14456
Listing by Howard Hanna, (315) 781-7653

Around this home

Schools

K - 12
Preschool & daycare

La Fayette School

Public 3-5 • Assigned • 0.5mi

7/10

Waterloo Middle School

Public 6-8 • Assigned • 0.8mi

3/10

Waterloo High School

Public 9-12 • Assigned • 0.8mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

109 E Main St · $179,900

LIST PRICE

Median list price in this area is $272,633. (52% higher than this home)

PRICE DROP

33% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Partial basement

Bathrooms
2 full bathrooms

Kitchen
Gas water heater

Flooring
Carpet, linoleum, varied flooring, and vinyl

Heating & cooling
Gas forced-air heating

Sale and tax history for 109 E Main St

Sale History
Tax History

Date

Event

Price

UNYREIS #R1720333

Oct 12, 2026

Listed

$179,900

$80/sq ft

UNYREIS #R1589864

May 24, 2025

Rental Removed

$1,100

$0/sq ft

Apr 29, 2025

Price Changed

$1,100

$0/sq ft

Feb 24, 2025

Listed for Rent

$1,200

$1/sq ft

RENTSPREE #1

Sep 10, 2024

Rental Removed

$1,200

$1/sq ft

Aug 2, 2024

Listed for Rent

$1,200

$1/sq ft

UNYREIS #R1520960

Apr 24, 2024

Sold

$132,500

$59/sq ft

Mar 20, 2024

Pending

—

Mar 11, 2024

Listed

$134,900

$60/sq ft

Welcome to your next investment property in the village of Waterloo. The gas & electric meters are separate with tenant paying ALL utilities except for water/sewer to the village. Rare Over 1,000 square foot apartments with a 2-Car Attached garage and big fenced in yard with a fire pit. Both apartments are 2 bed & 1 bath with hardwood flooring formal dining rooms and new bathrooms in both. Several upgrades include new flooring, light fixtures, electrical outlets, bathrooms, paint, etc. There is a shared driveway, but there is ample private parking. Delayed negotiations: Tuesday, March 19th @noon. OPEN HOUSE: Saturday MARCH 16TH 11:00a-1:00p.

Public Records

Jun 4, 2020

Sold

$95,400

$43/sq ft

UNYREIS #R815533

Oct 10, 2012

Sold

$71,000

$32/sq ft

Jun 11, 2008

Listed

$71,000

$32/sq ft

Public Records

Sep 12, 2005

Sold

$109,000

$49/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,566 (+0.5%)

$14,300 + $76,000

$90,300

2025

$4,541 (+5.4%)

$14,300 + $76,000

$90,300

2024

$4,309 (+1.7%)

$14,300 + $76,000

$90,300

2023

$4,235 (−1.5%)

$14,300 + $76,000

$90,300

2022

$4,301 (+3.9%)

$14,300 + $76,000

$90,300

2021

$4,138 (+1.3%)

$14,300 + $76,000

$90,300

2020

$4,084 (+2.5%)

$14,300 + $76,000

$90,300

2019

$3,984

$14,300 + $76,000

$90,300

2018

$3,986 (−1.7%)

$14,300 + $76,000

$90,300

2017

$4,055 (−9.3%)

$14,300 + $76,000

$90,300

2016

$4,472 (+2.0%)

$14,300 + $76,000

$90,300

2015

$4,386 (+0.2%)

$12,800 + $77,500

$90,300

2014

$4,376

$12,800 + $77,500

$90,300

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

—

Finished Sq. Ft.

2,240

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,240

Year built

1835

Style

Townhouse

County

Seneca County

APN

453801A01000000030490000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 97° expected this year, 16 days in 30 years

1/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waterloo, NY • 13165

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

88/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

11 hrs

6.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 109 E Main St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $224,900 and $510,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $225K to $510K.

SOLD SEP 15, 2026
$325,000 Last sold price
3 beds2.5 baths1,834 sq ft
137 Deseyn Dr, Canandaigua, NY 14424
Listing by Griffith Realty Group
$97/sq ft
smaller lot
165 years newer
SOLD MAR 27, 2026
$250,000 Last sold price
6 beds2 baths2,496 sq ft
8 Grove St, Geneva, NY 14456
Listing by Acropolis Realty Group LLC
$20/sq ft
smaller lot
65 years newer
SOLD SEP 24, 2026
$224,900 Last sold price
5 beds2 baths2,132 sq ft
81 Pleasant St, Canandaigua, NY 14424
Listing by Keller Williams Realty Greater Rochester
$25/sq ft
smaller lot
25 years newer
SOLD JUL 28, 2026
$510,000 Last sold price
3 beds2 baths1,843 sq ft
4196 Angela Way, Canandaigua, NY 14424
Listing by Edelweiss Properties Realtors, LLC
$197/sq ft
larger lot
171 years newer
SOLD AUG 18, 2026
$425,000 Last sold price
4 beds1.5 baths2,182 sq ft
99 Hubbell St, Canandaigua, NY 14424
Listing by Howard Hanna
$115/sq ft
90 years newer
SOLD JUL 29, 2026
$250,000 Last sold price
Studio— baths1,644 sq ft
4205 County Road 18, Canandaigua, NY 14424
Listing by Tru Agent Real Estate
$72/sq ft
larger lot
45 years newer

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Details provided by UNYREIS and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (3)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 109 E Main St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 109 E Main St

Nearby similar homes

New listings for sale in 13165

More real estate resources