NEW 33 HRS AGO

For sale

$140,000

Est. $1,129/mo —

•

2,126

sq ft

430 Loder St, Waverly, NY 14892

About this home

Great opportunity to own a two-family property with two 2-bedroom, 1-bath units. One unit is currently vacant and ready for an owner occupant or new tenant, while the second unit is occupied and provides existing rental income. Listing photos are of the vacant unit only; the occupied unit is not pictured. The vacant unit offers a bright, open feel with fresh neutral walls, newer-style flooring, a spacious living area, kitchen with existing appliances, full bathroom, and laundry area. Both units feature their own entrances and covered front porches. Whether you're looking to live in one unit while generating rental income from the other or add a two-family property to your investment portfolio, 430 Loder offers flexibility and opportunity.

Multi-familyProperty Type

1900Year Built

4,356 sq ftLot Size

$66Price/Sq.Ft.

Listing by Jennifer Holton • EXIT REALTY HOMEWARD BOUND

Listing updated: Sep 28, 2026 at 12:48pm

Redfin checked: a minute ago

•Source:GBAOR #338130

Payment calculator

$1,129 per month

Principal and interest$783

Property taxes

$328

HOA dues

Home insurance

$19

Utilities

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See this home in person

We'll connect you with a local agent to show you this home, answer your questions, and assist you on your buying journey.

Next available tour time: Thursday

Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

Lincoln Street Elementary School

Public PreK-K • Assigned • 0.5mi

Waverly Middle School

Public 5-8 • Assigned • 1.0mi

8/10

Waverly High School

Public 9-12 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

430 Loder St · $140,000

Strong offer

$141K and above

75% chance or better to win

Why $141K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 15 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Gas water heater
Partial basement

Bedrooms
Two 2-bedroom units

Bathrooms
Two full bathrooms (one in each unit)

Kitchen
No specific kitchen appliances listed

Laundry & utility
No laundry appliances listed

Flooring
Vinyl flooring

Heating & cooling
Forced air heating
No cooling

Sale and tax history for 430 Loder St

Sale History
Tax History

Date

Event

Price

GBAOR #338130

Sep 28, 2026

Listed

$140,000

$66/sq ft

NMPA #31634586

Oct 1, 2018

Sold

$88,000

$41/sq ft

Jun 4, 2018

Listed

$99,500

$47/sq ft

Public Records

Jan 7, 2011

Sold

$47,000

$22/sq ft

Public Records

Jul 6, 2000

Sold

$37,000

$17/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,407 (+11.4%)

$7,300 + $34,200

$41,500

2025

$3,058 (−13.2%)

$7,300 + $34,200

$41,500

2024

$3,523 (+68.2%)

$7,300 + $34,200

$41,500

2023

$2,095 (+3.7%)

$7,300 + $34,200

$41,500

2022

$2,019

$7,300 + $34,200

$41,500

2021

$2,018 (−11.1%)

$7,300 + $34,200

$41,500

2020

$2,270 (+3.3%)

$7,300 + $34,200

$41,500

2019

$2,198 (+15.8%)

$7,300 + $34,200

$41,500

2018

$1,898 (+1.6%)

$7,300 + $34,200

$41,500

2017

$1,868 (+1.6%)

$7,300 + $34,200

$41,500

2016

$1,839 (+2.0%)

$7,300 + $34,200

$41,500

2015

$1,804 (+51.7%)

$7,300 + $34,200

$41,500

2014

$1,189

$7,300 + $34,200

$41,500

Public record

Beds

Baths

Stories

Lot width

40 ft.

Lot depth

93 ft.

Lot size

4,356 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

2,126

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,126

Year built

1900

Style

Multi-Family (2-4 Unit)

County

Tioga County

APN

492001A16601900010310000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 16, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waverly, NY • 14892

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 2.6 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

2.6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 430 Loder St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $125,000 and $249,900.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $125K to $250K.

SOLD JUL 9, 2026
$168,000 Last sold price
6 beds4 baths— sq ft
115 Broad St, Waverly, NY 14892
Listing by Century 21 Jackson Real Estate - Athens
larger lot
30 years newer
SOLD JUL 9, 2026
$185,000 Last sold price
4 beds2 baths1,724 sq ft
71 Lincoln St, Waverly, NY 14892
Listing by IVRE Hometown
$41/sq ft
larger lot
47 years older
SOLD JUL 7, 2026
$137,500 Last sold price
5 beds2 baths1,992 sq ft
539 Broad St, Waverly, NY 14892
Listing by SVN Innovative Commercial Advisors
$3/sq ft
larger lot
SOLD NOV 21, 2025
$125,000 Last sold price
5 beds2 baths— sq ft
36/38 Orchard St, Waverly, NY 14892
Listing by Knolles Real Estate, LLC
larger lot
no basement
SOLD SEP 10, 2026
$160,000 Last sold price
2 beds2 baths1,362 sq ft
303 Oneida St, Sayre, PA 18840
$51/sq ft
20 years newer
no basement
SOLD JUN 23, 2026
$249,900 Last sold price
4 beds1 bath2,068 sq ft
129 Center, Waverly, NY 14892
Listing by Henry Dunn Inc.
$55/sq ft
larger lot
20 years newer

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