Beautifully remodeled from top to bottom, this spacious 4-bedroom, 3-bath split-foyer home offers extensive upgrades, exceptional outdoor living spaces, and the perfect combination of comfort, functionality, and versatility. From the moment you arrive, you’ll appreciate the beautifully maintained property, all-new reinforced concrete, and convenient driveway with two separate entrances from Ramsey Road, allowing easy access and a continuous drive-through layout. Inside, you’ll find a beautifully updated interior featuring new flooring, carpeting, lighting, and modern finishes throughout. The stunning kitchen showcases custom KraftMaid cabinetry, gorgeous quartzite countertops, stainless steel appliances, a farmhouse sink, and abundant storage. The versatile floor plan offers spacious living areas on both levels, including a finished lower level with a beautiful brick fireplace, bedroom, and bathroom, providing an ideal space for guests or extended family. Outdoor living is equally impressive, featuring newly constructed decks, a covered front porch, a screened-in porch overlooking the backyard, and a lower-level patio offering additional space for relaxing or entertaining. Extensive exterior upgrades include all-new, reinforced concrete throughout the property, including the entire driveway, walkways, and patio areas. Additional improvements include brand-new garage doors, updated windows, a newly installed drainage system, French drains on both sides of the home, and gutter guards. The septic tank has also been recently pumped. An attached garage and a separate 18 × 22 detached garage/workshop (approximately 396 square feet) provide plenty of room for vehicles, hobbies, equipment, or additional storage. With its extensive renovations, beautiful finishes, flexible living spaces, and impressive outdoor amenities, this move-in-ready home offers an exceptional combination of comfort, functionality, and value. Schedule your private showing today!
Single-familyProperty Type
1980Year Built
1.06 acresLot Size
$214Price/Sq.Ft.
2 car garageParking
Listed by Stephen Morrow• Keller Williams Cleveland
Harrison Bay, located between Chickamauga Lake and the Enterprise South Nature Park, is a lakeside and outdoorsy Ooltewah neighborhood with broad water views and wooded coves. The neighborhood reads as low-slung lake houses, newer subdivisions, and boat-ready driveways shaped by the shoreline. The character concentrates around the Harrison Bay State Park entrance on Harrison Bay Road, where boat ramps, trailheads, and weekend lake traffic set the tempo. Community pillars include Harrison Bay State Park, the Bear Trace at Harrison Bay golf course, and the nearby Volkswagen Chattanooga plant that anchors the area’s daily rhythm. Life here follows marinas, fairways, and long shoreline sunsets rather than a walkable main street. Green space and water access define the geography, with quiet backroads linking docks to trail systems.
Provided by Walk Score and Local Logic
Offer insights
6415 Ramsey Rd · $449,900
$452K and above
75% chance or better to win
Why $452K+ is a strong offer
SALE-TO-LIST
97.6%
Most homes are selling 2% below list price.
LIST PRICE
$449,900
Median list price in this area is $387,124. (14% lower than this home)
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Ceiling fans
Central vacuum
In-law floor plan
Open floor plan
Pantry
Redecorated
Gas fireplace
Bedrooms
4 bedrooms, all on the main level
Bathrooms
3 full bathrooms
Kitchen
Gas oven
Built-in gas range
Dishwasher
Microwave
Refrigerator
Stainless steel appliances
Laundry & utility
Washer
Dryer
Washer hookup
Gas dryer hookup
Flooring
Carpet
Heating & cooling
Central heating
Natural gas and propane heating
Central air
Exterior features
Balcony
Covered porch
Deck
Patio
Screened porch
Storage structure
Cleared, level, and sloped terrain
View
Home design
Single-family residence
One level
Parking
Two-car garage with side-facing entry
Garage door opener
Concrete driveway
Security
Smart locks
Smoke detectors
Construction
Frame, brick, and vinyl siding
Asphalt roof
Slab foundation
Renovated
Utilities
Public water
Septic tank
Natural gas available
Water available
Cable connected
Other
Energy-efficient water heater
Electricity and solar
View estimated energy costs and solar savings for this home
RECENTLY REMODELLED | OVER AN ACRE + FINISHED BASEMENT - This charming 3 bedroom home truly has it all. As you enter the spacious living room, stunning bamboo floors provide quality and durability. The floorplan continues into the kitchen that boasts a tile backsplash and new flooring. Mealtime is a breeze in the separate dining room that serves as an ideal space for gathering. The main level primary bedroom is a true retreat with private deck access and an updated en suite bath with a tile walk-in shower. Two additional large bedrooms and a full bathroom with double bowl vanity rounds off the upstairs. Downstairs, gather around the brick fireplace in the family room with full bathroom for convenience. The basement garage also holds space for your storage needs. Outside, spend relaxing evenings on the wooden deck or grill on the weekends on the patio overlooking the private backyard. A detached storage building is great for storing lawn equipment or is a handyman's dream workshop. Situated on just over an acre in Harrison just minutes from the water, you don't want to miss out on this beautiful home!
REALTRACS as Distributed by MLS Grid #3252316
Oct 1, 2021
Sold
$260,000
$124/sq ft
Sep 8, 2021
Listed
$250,000
$119/sq ft
+14
Year
Property tax
Land + Additions
Assessment*
2025
$1,225 (+18.1%)
2024
$1,038
2023
$1,038
2022
$1,038
2021
$1,038 (+8.3%)
2020
$958
2019
$958
2018
$958
2017
$958 (+4.7%)
2016
$915
2014
$915
Public record
Beds
—
Baths
—
Stories
1.25
Lot width
329 ft.
Lot depth
206 ft.
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,100
Year built
1980
Style
Single Family Residential
County
Hamilton County
APN
094 033.02
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 5, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 104° expected this year, 19 days in 30 years
3/10 Wind Factor
8% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Harrison, TN • 37341
Average low and high temperatures (°F)
48
29
59
36
71
46
78
54
78
61
87
68
91
74
85
68
84
64
75
53
65
45
54
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 23% for direct sun exposure in Harrison. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10 hrs
7.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 6415 Ramsey Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $383,000 and $450,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $383K to $450K.