NEW

For sale

$395,000

Est. $2,295/mo —

•

2,488

sq ft

446 E Cove Rd, Monterey, TN 38574

About this home

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Single-familyProperty Type

1993Year Built

3.5 acresLot Size

$159Price/Sq.Ft.

$11/moHOA Dues

2 car garageParking

Listed by JAMES MCKINNIE • Tri-Star Real Estate & Auction Co, Inc.

Contact: 9318362259

Listing updated: Sep 1, 2026 at 10:57am

Redfin checked: 3 minutes ago

•Source:REALTRACS as Distributed by MLS Grid #3530183

Payment calculator

$2,295 per month

Principal and interest$2,076

Property taxes

HOA dues

Home insurance

Utilities

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Nearby open houses (3)

Around this home

Schools

K - 12
Preschool & daycare

Pleasant Hill Elementary School

Public PreK-8 • Assigned • 7.8mi

4/10

Cumberland County High School

Public 9-12 • Assigned • 15.1mi

5/10

Provided by GreatSchools

About Cumberland

Cove

Cumberland Cove, located between Crossville and Cookeville, is a rural and residential Mayland neighborhood with wooded ridgelines and winding mountain roads. The character concentrates around the Cumberland Cove Road entrance near the community gate, where mail kiosks, trailhead signage, and steady comings-and-goings set a quiet, outdoors-first rhythm. Homes lean toward custom builds—cabins, craftsman-inspired houses, and wide-porch retreats—set back on large lots under mature trees. The landscape reads as plateau-and-hollow, with creeks, rock outcrops, and long views shaping daily routines. Life here centers on hiking, cycling loops, and porch time rather than a commercial strip. For local culture, the Cumberland County Playhouse, the Art Circle Public Library, and the Palace Theatre in Crossville anchor nearby evenings out.

Provided by Walk Score and Local Logic

Market insights

446 E Cove Rd · $395,000

SALE-TO-LIST

Most homes are selling 5% below list price.

LIST PRICE

Median sale price in this area is $401,391. (2% higher than this home)

PRICE DROP

26% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Living

Interior features
Finished full basement
Dishwasher
Refrigerator

Bedrooms
3 bedrooms total
2 main-level bedrooms

Bathrooms
3 full bathrooms

Kitchen
Dishwasher
Refrigerator

Flooring
Carpet
Concrete
Tile

Heating & cooling
Central heating (natural gas)
Central air conditioning

Sale and tax history for 446 E Cove Rd

Sale History
Tax History

Date

Event

Price

REALTRACS as Distributed by MLS Grid #3530183

Sep 1, 2026

Listed

$395,000

$159/sq ft

UCMLS #242987

Aug 30, 2026

Price Changed

$395,000

$159/sq ft

Jul 9, 2026

Price Changed

$419,000

$168/sq ft

Mar 22, 2026

Listed

$429,989

$173/sq ft

+33

Knoxville MLS #488342

Jun 2, 2006

Sold

$199,900

$80/sq ft

Mar 1, 2006

Listed

$199,900

$80/sq ft

Priced to sell 2488 sq ft at $199,900. French doors in living room and master BR open to full length deck overlooking 3.5 acre wooded, rolling lot in Cumberland Cove. Stone fireplace in main floor great room with cathedral ceiling and kitchen island. Master BR and one bedroom/full bath on main level, basement finished with bedroom/full bath and large den/rec room. Two car detached garage and rock lined driveway.

Knoxville MLS #430974

Jun 7, 2005

Sold

$184,900

$74/sq ft

Oct 26, 2004

Listed

$189,900

$76/sq ft

Knoxville MLS #398534

Jan 8, 2004

Listed

$189,900

$76/sq ft

Knoxville MLS #389652

Aug 6, 2002

Listed

$189,500

$76/sq ft

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3.5 Acres

Year renovated

2007

Finished Sq. Ft.

2,488

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,488

Year built

1993

Style

Single Family Residential

County

Cumberland County

APN

007 03500 000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

3/10 Heat Factor

7 days above 100° expected this year, 19 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Monterey, TN • 38574

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

44/ 100

Low sunlight

Sunscore

There appears to be significant shading by surrounding buildings, terrain, and vegetation.

4.9 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 446 E Cove Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $325,000 and $595,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $325K to $595K.

SOLD JUN 2, 2026
$425,000 Last sold price
4 beds2 baths2,056 sq ft
3790 Cumberland Lakes Dr, Monterey, TN 38574
$48/sq ft
larger lot
12 years newer
SOLD DEC 23, 2025
$499,998 Last sold price
4 beds3.5 baths4,656 sq ft
34 Cove Pl, Monterey, TN 38574
$52/sq ft
larger lot
10 years newer
SOLD MAY 1, 2026
$595,000 Last sold price
3 beds2 baths2,160 sq ft
1229 Laurel Way, Monterey, TN 38574
$116/sq ft
larger lot
32 years newer
SOLD APR 27, 2026
$440,000 Last sold price
2 beds2 baths1,414 sq ft
2317 Arrow Trl, Monterey, TN 38574
$152/sq ft
larger lot
6 years newer
SOLD MAY 11, 2026
$548,900 Last sold price
3 beds2 baths2,100 sq ft
2148 Street Place Loop, Monterey, TN 38574
$102/sq ft
larger lot
33 years newer
SOLD AUG 17, 2026
$325,000 Last sold price
3 beds3 baths1,780 sq ft
2946 Pen Hook Rd, Monterey, TN 38574
$24/sq ft
smaller lot
9 years newer

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