For sale

$359,900

Est. $2,218/mo —

•

1,529

sq ft

3220 Trace Creek Rd, White Bluff, TN 37187

About this home

Perched gracefully on a bluff above Trace Creek, this completely updated classic ranch offers a rare blend of modern convenience and peaceful natural beauty. Imagine sipping your morning coffee on a custom deck extending right over the creek! Every inch of this home has been thoughtfully renovated, featuring brand-new kitchens and baths, updated plumbing, electrical, doors, and windows, plus a newer HVAC system and on-demand water heater. Gorgeous refinished hardwood floors flow seamlessly throughout. With 5 beautiful, versatile acres to make your own, a full basement with incredible potential for extra living space or a garage, and a metal 3-car garage/shed ready to be enclosed, this property has endless possibilities. Best of all, you are just 1 mile from downtown White Bluff and only 5 miles from Montgomery Bell State Park!"

Single-familyProperty Type

1965Year Built

5.01 acresLot Size

$235Price/Sq.Ft.

1 spaceParking

Listed by Mark Buchanan • French King Fine Properties

Contact: 6152022113

Listing updated: Nov 8, 2026 at 04:10pm

Redfin checked: a few seconds ago

•Source:REALTRACS #3632873

Payment calculator

$2,218 per month

Principal and interest$1,940

Property taxes

$140

HOA dues

Home insurance

$138

Utilities

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Next available date: Monday, November 9

Open houses

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Around this home

Schools

K - 12
Preschool & daycare

White Bluff Elementary School

Public PreK-5 • Assigned • 0.9mi

7/10

W James Middle School

Public 6-8 • Assigned • 0.9mi

7/10

Creek Wood High School

Public 9-12 • Assigned • 5.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

3220 Trace Creek Rd · $359,900

Strong offer

$362K and above

75% chance or better to win

Why $362K+ is a strong offer

SALE-TO-LIST

Most homes are selling 3% below list price.

LIST PRICE

Median list price in this area is $393,841. (9% higher than this home)

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Kitchen island
Full basement
Gas fireplace in the den

Bedrooms
3 bedrooms, all on the main level

Bathrooms
2 full bathrooms

Kitchen
Electric range
Dishwasher
Refrigerator

Flooring
Wood flooring
Tile flooring

Heating & cooling
Central propane heat
Central air conditioning

Sale and tax history for 3220 Trace Creek Rd

Sale History
Tax History

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5.01 Acres

Year renovated

1984

Finished Sq. Ft.

1,529

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,529

Year built

1965

Style

Single Family Residential

County

Dickson County

APN

096 05604 000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 21, 2026.

Agriculture District

This district is intended to be utilized in areas where development of a suburban density is undesirable or unfeasible. In addition, a primary objective of the A-1 District is to prevent undesirable urban sprawl and to exclude land uses which demand a level of urban services which are impossible or uneconomical to provide. The following regulations shall apply in the A-1 District, as defined on the Zoning Map of Dickson County, Tennessee.

Permitted uses

Include but are not limited to:

Agriculture
Infrastructure
Educational/school
Fire house
Library
Recreation
Veterinary clinic
Housing-Mobile home park

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 110° expected this year, 19 days in 30 years

4/10 Wind Factor

9% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

White Bluff, TN • 37187

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 3220 Trace Creek Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $325,000 and $352,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $325K to $352K.

SOLD MAY 29, 2026
$335,000 Last sold price
3 beds2 baths1,367 sq ft
1206 Hornal Rd, White Bluff, TN 37187
Listing provided by realtracs
$10/sq ft
smaller lot
54 years newer
SOLD JUL 24, 2026
$329,600 Last sold price
3 beds2 baths1,473 sq ft
205 Polar Ct, White Bluff, TN 37187
Listing provided by realtracs
$11/sq ft
smaller lot
41 years newer
SOLD JUL 13, 2026
$352,000 Last sold price
3 beds2 baths1,323 sq ft
896 Hawkins Rd, White Bluff, TN 37187
Listing provided by realtracs
$31/sq ft
smaller lot
57 years newer
SOLD APR 30, 2026
$325,000 Last sold price
3 beds2 baths1,280 sq ft
1134 Old Charlotte Rd, White Bluff, TN 37187
Listing provided by realtracs
$19/sq ft
smaller lot
49 years newer
SOLD OCT 15, 2026
$339,900 Last sold price
3 beds2 baths1,352 sq ft
321 Jackson St, White Bluff, TN 37187
Listing provided by realtracs
$16/sq ft
smaller lot
61 years newer
SOLD MAY 28, 2026
$339,000 Last sold price
3 beds2 baths1,726 sq ft
1000 Twin Oaks Dr, White Bluff, TN 37187
Listing provided by realtracs
$39/sq ft
smaller lot
23 years newer

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