Welcome to your beautifully updated brick rancher nestled in the heart of Madison County at 1380 S F T Valley Rd, Banco, VA. Combining timeless classic charm with pristine modern upgrades, this move-in-ready home offers a serene countryside lifestyle with all the high-speed connectivity you need. Exterior & Outbuildings Curb Appeal: The classic brick exterior is framed by a brand-new roof and mature shade trees, creating an inviting and durable home. Garages & Parking: A long, pristine concrete driveway leads up to the house and a spacious detached garage equipped with electricity—perfect for a workshop, vehicle storage, or hobby space. Outdoor Oasis: Step out onto the spacious back deck, ideal for grilling, entertaining, or just relaxing. Follow the path down to your own private, peaceful stream complete with a charming footbridge. Main Level Living Fresh & Modern: The entire home boasts newly refinished hardwood floors and fresh paint, creating a bright, cohesive, and clean aesthetic throughout. Living Spaces: The welcoming living room features a cozy wood-burning fireplace insert with a classic wooden mantle, flowing seamlessly into a sun-filled bonus room or dining alcove. Modern black ceiling fans add a sharp, contemporary accent. Gourmet Kitchen: The updated kitchen shines with crisp white cabinetry, generous counter space, neutral flooring, and a full suite of stainless steel appliances. It opens directly into a large secondary dining or keeping area. Updated Baths: Experience a spa-like feel in the bathroom, highlighted by a gorgeous glass-enclosed walk-in shower, modern vanity, and elegant fixtures. Owner Financing: Owner financing is available. 30 year fixed rate loan with $15,000 down at 2750/month. Shorter term loan also available.
Cash or Rehab Loan gets an affordable brick home with great potential—perfect for investors or buyers ready to add their personal touch. Being sold as-is, this property offers solid bones and several key updates already completed, including a water heater, central A/C, pumped septic within the last 5 years. Seller had main floor beam replaced. The home does need some updating, painting and wood and brick work, making it a great opportunity to build equity. Enjoy a fantastic location just minutes from Graves Mountain Lodge, with views of Rag Mountain right from the front yard. The property also features a garage with a gravel floor. Main floor offers a circular staircase leading to the basement.
Year
Property tax
Land + Additions
Assessment*
2025
$1,657 (+61.0%)
$57,000 + $166,900
$223,900
2024
$1,029
$47,000 + $92,100
$139,100
2023
$1,029
$47,000 + $92,100
$139,100
2022
$1,029
$47,000 + $92,100
$139,100
2021
$1,029 (+4.2%)
$47,000 + $92,100
$139,100
2020
$988 (+1.4%)
$47,000 + $92,100
$139,100
2019
$974 (−10.4%)
$47,000 + $92,100
$139,100
2018
$1,087
$62,000 + $97,800
$159,800
2017
$1,087
$62,000 + $97,800
$159,800
2016
$1,086
$62,000 + $97,800
$159,800
2014
$1,086 (+1.4%)
$62,000 + $97,800
$159,800
2013
$1,071
$62,000 + $97,800
$159,800
Public record
Beds
3
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
1,443
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,443
Year built
1940
Style
Single Family Residential
County
Madison County
APN
22 21A
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 23, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 106° expected this year, 17 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Madison, VA • 00022
Average low and high temperatures (°F)
41
24
48
30
65
41
72
50
74
55
85
65
89
70
81
63
80
59
71
48
61
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
83/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Madison. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1380 S F T Valley Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $85,400 and $333,935.
Nearby comparable homes
The Redfin Estimate uses 4 recent nearby sales, priced between $85K to $334K.