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About this home
Enjoy one living living in Lake Monticello in this 3-bedroom, 2-bath contemporary ranch! Freshly painted throughout and featuring new LVP flooring on the main level, this home offers a practical, livable floor plan with comfortable spaces for everyday living. The spacious basement recreation room with wet bar provides plenty of room for entertaining, while an additional large basement room offers flexible space for a potential 4th bedroom, home office, hobby room, or playroom. A one-car garage adds convenience and storage, while the charming shed provides even more space for outdoor equipment or workshop. Outside, the gently rolling, usable lot offers room for outdoor play, gardening, or fencing in for your four-legged friends. Best of all, enjoy the Lake Monticello lifestyle with a short walk to Beach #4 in Jackson Cove! Lake Monticello residents enjoy access to 5 beaches, a clubhouse, tennis/pickleball courts, playgrounds, and more! For an extra fee, join the golf club or enjoy a sunny day by the pool! Make this home yours before the holidays!
Median sale price in this area is $408,659. (20% higher than this home)
PRICE DROP
0 price drops
25% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Remodeled
Primary bedroom on main level
Home office
Kitchen island
Vaulted ceilings
Finished, heated basement with interior entry and walk-out access
Bedrooms
Primary bedroom on first floor
Additional bedroom on first floor
Bedroom on second floor
Basement office (finished)
Bathrooms
Two full bathrooms (both on main level)
Kitchen
Dishwasher
Electric range
Refrigerator
Kitchen island
Laundry & utility
Washer hookup
Dryer hookup
Washer
Dryer
Flooring
Hardwood
Luxury vinyl plank
Vinyl
Heating & cooling
Heat pump heating
Central air conditioning (heat pump)
Exterior features
Deck
Front porch and additional porch (wood)
Shed(s)
Garden
Landscaped yard
Private, secluded, wooded setting
Rolling topography
Home design
Detached single-family home
One story (with finished basement)
Updated / Remodeled
Parking
Attached garage (1 car)
Garage faces side
Basement access to garage
Security
Surveillance system
Gated community
Construction
Stick built with vinyl siding
Block foundation
Architectural roof
Utilities
Public water
Public sewer
Cable available
Fiber optic available
HOA & community
Community association with annual fee
Association fee covers management, boat ramp, clubhouse, playground, road and common area maintenance, snow removal, security, trash, insurance, reserve fund and more
Community amenities include boat dock, boat ramp, clubhouse, meeting room, picnic area, playground, sports fields, tennis courts, basketball court and beach rights
Electricity and solar
View estimated energy costs and solar savings for this home
Come see this beautiful Lake Monticello home, complete with a covered front porch, over 2000 square feet of finished living space, upgraded kitchen with granite countertops, back deck, attached garage and detached Shed that has electrical already ran to it. The HVAC unit is brand new, and the roof is less than 5 years old, all available inside the Lake community with its wonderful amenities. Lake Monticello includes several public beaches, the club and tennis courts, golf course, and more. Walking distance to beach #4!
Public Records
Mar 16, 2020
Sold
$213,000
$105/sq ft
CAAR #599039
Jan 15, 2020
Listed
$219,900
$109/sq ft
Public Records
Aug 1, 2003
Sold
$135,000
$67/sq ft
CAAR #345426
Mar 17, 2003
Listed
$134,900
$67/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,477 (+27.9%)
$30,000 + $300,300
$330,300
2024
$1,936
$30,000 + $300,300
$330,300
2023
$1,936 (+12.6%)
$30,000 + $199,400
$229,400
2022
$1,720 (−1.6%)
$30,000 + $199,400
$229,400
2021
$1,748 (+15.1%)
$27,500 + $170,200
$197,700
2020
$1,519
$27,500 + $170,200
$197,700
2019
$1,519 (+5.0%)
$27,500 + $136,700
$164,200
2018
$1,447
$27,500 + $132,000
$159,500
2017
$1,446 (+5.8%)
$27,500 + $132,000
$159,500
2016
$1,367 (+5.2%)
$27,500 + $121,600
$149,100
2014
$1,299
$27,500 + $120,200
$147,700
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.34 Acres
Year renovated
2004
Finished Sq. Ft.
2,019
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,019
Year built
1995
Style
Single Family Residential
County
Fluvanna County
APN
18/A/12//220///
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
3/10 Wind Factor
4% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Palmyra, VA • 22963
Average low and high temperatures (°F)
43
24
50
30
67
40
75
50
76
55
87
64
90
70
82
63
80
58
70
46
61
38
47
29
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 4.5 hours in December, which is comparable to the
U.S. average for solar exposure.
9.4 hrs
4.5 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 18 Cliftwood Rd
$339,571
$429 under list price of $340K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $335K to $385K.