NEW 16 HRS AGO

Listed by Sheril Carmona •DRE #01897216 • Tinetti Realty Group

Listed by Jenna Rogers •DRE #01873328 • Tinetti Realty Group

Contact: sheril@mercedrealestate.com

For sale

$345,000

Est. $2,355/mo —

•

1,419

sq ft

2045 O St, Merced, CA 95340

About this home

Step into the charm and character of this classic home, built in 1910 and situated on a desirable corner lot near the courthouse park. Offering four bedrooms with a versatile layout featuring two bedrooms downstairs and two upstairs, plus an additional upstairs bonus room with plenty of possibilities. The spacious floor plan includes both a living and family room, along with a formal dining area ideal for gathering and entertaining. Enjoy relaxing on the welcoming covered front sitting porch, while the enclosed and secured back porch provides additional functionality and includes indoor laundry hookups. With its vintage charm, generous layout, and location close to downtown shopping, dining, parks, and other amenities, this home offers a wonderful opportunity to add your own personal touches while preserving the character of a historical 1910 residence.

Single-familyProperty Type

1910Year Built

5,750 sq ftLot Size

$243Price/Sq.Ft.

Listing updated: Oct 8, 2026 at 05:37pm

Redfin checked: 2 minutes ago

•Source:CRMLS #MC26193345

Payment calculator

$2,355 per month

Principal and interest$1,930

Property taxes

$359

HOA dues

Home insurance

$66

Utilities

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

John C. Fremont Charter School

Public K-6 • Assigned • 0.3mi

3/10

Herbert Hoover Middle School

Public 7-8 • Assigned • 1.2mi

5/10

Merced High School

Public 9-12 • Assigned • 1.1mi

4/10

Provided by GreatSchools

About Uptown

District

Uptown District, located between W Main Street and W 16th Street, is a historic and walkable Merced neighborhood with a classic downtown grid and a courthouse-centered civic core. The neighborhood’s character concentrates around W Main Street near M Street, where coffee counters, taquerias, small galleries, and late-night bites keep the sidewalks active. The Merced County Courthouse anchors the streetscape with early-20th-century civic architecture, while the Merced Multicultural Arts Center adds a steady calendar of exhibits and performances. Storefront blocks mix brick facades, neon signage, and shaded corners that soften the Central Valley sun. Pocket parks and public plazas create natural pauses between errands, meetings, and meals. The feel is urban by Merced standards, with most destinations set along a few compact, well-known corridors.

Provided by Walk Score and Local Logic

Market insights

2045 O St · $345,000

DAYS ON MARKET

The average home goes pending in 35 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median sale price in this area is $420,000. (22% higher than this home)

PRICE DROP

20% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Built-ins
Ceiling fan
Fireplace in the family room

Bedrooms
2 bedrooms on the main level

Bathrooms
1 full bathroom with a bathtub and shower
1 half bathroom

Kitchen
Refrigerator
Dining ell

Laundry & utility
Laundry area located outside

Flooring
Tile
Carpet

Heating & cooling
Central furnace
Central cooling

Sale and tax history for 2045 O St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$2,130 (+5.7%)

$92,006 + $102,342

$194,348

2024

$2,014 (+1.4%)

$90,202 + $100,336

$190,538

2023

$1,986 (+45.0%)

$88,434 + $98,369

$186,803

2022

$1,370 (+0.2%)

$86,700 + $96,441

$183,141

2021

$1,367 (−0.7%)

$50,202 + $75,312

$125,514

2020

$1,377 (+1.5%)

$49,218 + $73,836

$123,054

2019

$1,356 (+9.7%)

$48,714 + $73,079

$121,793

2018

$1,237 (−3.6%)

$47,759 + $71,647

$119,406

2017

$1,283 (+1.6%)

$45,905 + $68,866

$114,771

2016

$1,263 (+1.6%)

$45,905 + $68,866

$114,771

2015

$1,243 (+2.2%)

$45,005 + $67,516

$112,521

2014

$1,216 (+2.8%)

$43,461 + $65,200

$108,661

2013

$1,183 (+1.5%)

$43,461 + $65,200

$108,661

2012

$1,166 (+0.1%)

$43,265 + $64,906

$108,171

2011

$1,165 (+2.8%)

$42,417 + $63,634

$106,051

2010

$1,133 (+3.4%)

$41,586 + $62,387

$103,973

2009

$1,096 (+3.0%)

$41,276 + $61,921

$103,197

2008

$1,063

$41,374 + $62,068

$103,442

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5,750 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,419

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,419

Year built

1910

Style

Single Family Residential

County

Merced County

APN

030254008000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

C-O

Office Commercial District

The C-O zoning district provides a location for a broad range of office uses including professional offices, business offices, medical offices, and regional or back offices. The C-O zoning district can also accommodate limited accessory restaurant, retail, and service uses that cater to the needs of on-site employees and visitors.

Permitted uses

Include but are not limited to:

Bank
General retail
Rehabilitation center
Infrastructure
Office
Medical office
Public service

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

7/10 Heat Factor

7 days above 105° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

10/10 Air Factor

34 unhealthy days expected this year, 35 days in 30 years

Provided by First Street

Historical weather

Merced, CA • 95340

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 13.2 hours in June and 4.4 hours in December, placing it above the U.S. average for solar exposure.

13.2 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2045 O St

$343,324

$1,676 under list price of $345K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $295K to $399K.

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$345,000 Last sold price
3 beds2 baths1,146 sq ft
828 W 23rd St, Merced, CA 95340
$58/sq ft
15 years newer
SOLD AUG 11, 2026
$345,000 Last sold price
3 beds2 baths1,416 sq ft
430 W 6th St, Merced, CA 95341
$1/sq ft
larger lot
30 years newer
SOLD SEP 21, 2026
$345,000 Last sold price
2 beds1 bath1,212 sq ft
1385 W North Bear Creek Dr, Merced, CA 95348
RE/MAX Executive, RE/MAX Executive
$42/sq ft
larger lot
15 years newer
SOLD AUG 7, 2026
$399,000 Last sold price
3 beds2 baths1,521 sq ft
333 St Lawrence, Merced, CA 95348
$19/sq ft
larger lot
70 years newer
SOLD JUL 24, 2026
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BHGRE Everything Real Estate
$2/sq ft
larger lot
38 years newer
SOLD AUG 26, 2026
$295,000 Last sold price
3 beds2 baths1,196 sq ft
1205 I St, Merced, CA 95341
PMZ Real Estate
$4/sq ft
smaller lot
69 years newer

Rental earnings

Est. $2,102 per month, based on comparable rentals

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Details provided by CRMLS and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Market insights

Property details

Sale and tax history for 2045 O St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 2045 O St

Early Access listings

Nearby similar homes

New listings for sale in 95340

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