Affordable Lake Summerset Living with Room to Make It Your Own! Homes in this price range at Lake Summerset are a rare find! This home offers great potential and the opportunity to enjoy all that lake living has to offer. The inviting great room features vaulted ceilings and opens to a deck overlooking a peaceful, wooded backyard where you can enjoy watching local wildlife. The loft area is currently used as a third bedroom but would also make an ideal home office, hobby room, or creative space. Several windows have been replaced, and the main-level bathroom has been beautifully remodeled with a convenient step-in shower and corner vanity topped with marble. The walk-out lower level features a second full bathroom and offers potential for additional living space to suit your needs. Whether you're looking for a weekend getaway or a place to call home, this property is full of possibilities. Bring your ideas and make this Lake Summerset home your own! This gated community in Northwest Illinois is located just 45 minutes from Rockford and Madison, WI and just 90 minutes from O'Hare Airport. The community offers a 285-acrestocked lake with award winning fishing, two beaches, marinas, a heated pool, pickleball, walking trails, and year-round community events. Whether you’re looking for a peaceful full-time home, a weekend escape, or a place to make lifelong memories with family and friends, LAKE SUMMERSET offers that wonderful feeling of being on vacation every day—without having to leave home! Some photos virtually staged.
Affordable Lake Summerset Living with Room to Make It Your Own! Homes in this price range at Lake Summerset are a rare find! This home offers great potential and the opportunity to enjoy all that lake living has to offer. The inviting great room features vaulted ceilings and opens to a deck overlooking a peaceful, wooded backyard where you can enjoy watching local wildlife. The loft area is currently used as a third bedroom but would also make an ideal home office, hobby room, or creative space. Several windows have been replaced, and the main-level bathroom has been beautifully remodeled with a convenient step-in shower and corner vanity topped with marble. The walk-out lower level features a second full bathroom and offers potential for additional living space to suit your needs. Whether you're looking for a weekend getaway or a place to call home, this property is full of possibilities. Bring your ideas and make this Lake Summerset home your own! This gated community in Northwest Illinois is located just 45 minutes from Rockford and Madison, WI and just 90 minutes from O'Hare Airport. The community offers a 285-acrestocked lake with award winning fishing, two beaches, marinas, a heated pool, pickleball, walking trails, and year-round community events. Whether you're looking for a peaceful full-time home, a weekend escape, or a place to make lifelong memories with family and friends, LAKE SUMMERSET offers that wonderful feeling of being on vacation every day-without having to leave home! Some photos virtually staged.
NWIAR #202606875
Oct 29, 2026
Listed
$135,000
$113/sq ft
Public Records
Sep 7, 2016
Sold
$79,000
$66/sq ft
NWIAR #201603480
Aug 30, 2016
Sold
$80,000
$67/sq ft
Jun 10, 2016
Listed
$84,500
$71/sq ft
+9
LAKE SUMMERSET HOME WITH 2 BEDROOMS AND 2 FULL BATHS. POSSIBLE 3RD BR IN FINISHED LOFT. LARGE DECK FOR VIEWING PRIVATE WOODED SETTING. FINISHED LIVING AREA IN WALKOUT LOWER LEVEL. BROKER OWNED.
Public Records
Jun 6, 2005
Sold
$92,500
$78/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,999 (+2.6%)
$2,526 + $40,673
$43,199
2024
$2,923 (+9.8%)
$2,281 + $36,732
$39,013
2023
$2,662 (+10.6%)
$2,281 + $36,732
$39,013
2022
$2,408 (−3.7%)
$1,744 + $27,787
$29,531
2021
$2,499 (+0.3%)
$1,606 + $25,587
$27,193
2020
$2,491 (+1.3%)
$1,545 + $24,619
$26,164
2019
$2,459 (−2.7%)
$1,506 + $23,995
$25,501
2018
$2,528 (+13.5%)
$1,446 + $23,034
$24,480
2016
$2,227
$1,418 + $22,582
$24,000
2015
$2,229 (−29.6%)
$1,418 + $18,582
$20,000
2013
$3,168 (−2.4%)
$1,500 + $28,923
$30,423
2012
$3,244 (+1.8%)
$4,661 + $28,923
$33,584
2011
$3,187 (+21.4%)
$5,067 + $31,442
$36,509
2010
$2,626 (+2.7%)
$5,346 + $33,170
$38,516
2009
$2,557 (+1.2%)
$5,288 + $32,812
$38,100
2008
$2,527 (+9.6%)
$5,288 + $32,812
$38,100
2007
$2,305
$4,911 + $30,475
$35,386
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.34 Acres
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Winnebago County
APN
506252005
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 9, 2026.
R1
Single-Family Residential District
The R-1 Single-Family Residential District is intended primarily for existing districts or neighborhoods of single-family development, though certain compatible non-residential uses, such as places of worship, are permitted. The R-1 District is primarily for areas previously zoned R-1 as of the effective date of this Ordinance but limited new application for rezoning is allowed only if developed as a minor subdivision, if divided, or no more than 4 buildable lots are created via the plat act. No variances from this requirement are permitted.
Permitted uses
Include but are not limited to:
Housing-Single unit
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 102° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Davis, IL • 61019
Average low and high temperatures (°F)
27
11
35
17
52
32
61
41
70
49
80
61
83
65
78
60
77
54
67
44
48
33
32
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
96/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Davis. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.6 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1287 Lake Summerset Rd
$135,122
$122 over list price of $135K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $150K to $238K.