For sale

$790,000

Est. $5,366/mo —

•

3 ba

•

2,059

sq ft

420 Covington Dr, Waterloo, IL 62298

About this home

All brick ranch style home located on a lake lot. Spacious four car garage, plenty of wall storage, with two area with cabinets and countertops. Open Kitchen, dining area and living room with hardwood floors. Living room area has a custom fireplace and large patio doors that open to an elevated patio area. Entry way that exits into the finished basement and kitchen. Master Bedroom, carpet floor, with walk out doors to elevated patio area. Master Closet attached to bedroom and exits into Master Bathroom. Master Bathroom has heated tile flooring, a custom shower with glass doors and Jacuzzi. Office area with large windows overlooking a patio and view of the pond. Basement is 3/4 finished with carpet floors. One larger living room and rec room open area with a walk out patio and custom gas fireplace. Two bedrooms, one containing a walk in closet. 3/4 bathroom and an unfinished back area for plenty of storage. Large brick paved patio in the backyard with a fountain, a large brick gazebo and a Koi pond with waterfall feature.

2002Year Built

$384Price/Sq.Ft.

Source:FSBO.com#cmu7btyjm00mis60dfqclk7jx

Payment calculator

$5,366 per month

Principal and interest$4,311

Property taxes

$817

HOA dues

Home insurance

$237

Utilities

Add

Mortgage resources

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SUN TO 1:30PM
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5546 S Woods Manor Dr, Smithton, IL 62285
OPEN SUN TO 1:30PM
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5561 Blank Rd, Smithton, IL 62285
OPEN SUN, 11AM TO 1PM
$339,500
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$439,900
3 beds2 baths1,731 sq ft
951 Forbs Dr, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$171,000
2 beds2 baths953 sq ft
2562 Coppergate Square Dr Unit F, Saint Louis, MO 63129
OPEN SUN, 12PM TO 2PM
$240,000
3 beds3 baths2,076 sq ft
9 S Hickory St, Smithton, IL 62285
OPEN SUN, 12PM TO 4PM
$436,550
3 beds2 baths1,878 sq ft
1017 Waymaker Ln, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$409,000
2 beds3 baths2,152 sq ft
6025 Glennaire Dr, Saint Louis, MO 63129
OPEN SUN, 1PM TO 3PM
$195,000
2 beds1.5 baths1,040 sq ft
4434 Pegasus Dr, Saint Louis, MO 63129
OPEN SUN, 2:30PM TO 4PM3D WALKTHROUGH
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298

Around this home

Schools

K - 12
Preschool & daycare

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.6mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

420 Covington Dr · $790,000

DAYS ON MARKET

The average home goes pending in 44 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median sale price in this area is $338,888. (57% lower than this home)

PRICE DROP

11% of homes in this area have had a price drop in the past month.

Property details

Sale and tax history for 420 Covington Dr

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$9,810 (+3.4%)

$25,050 + $146,260

$171,310

2024

$9,487 (+19.2%)

$25,050 + $146,260

$171,310

2023

$7,958 (+3.9%)

$24,237 + $147,041

$171,278

2022

$7,656 (−3.2%)

$24,500 + $113,140

$137,640

2021

$7,905 (−2.6%)

$21,410 + $109,720

$131,130

2020

$8,116 (+2.3%)

$21,410 + $110,970

$132,380

2019

$7,936 (−0.7%)

$21,410 + $110,990

$132,400

2018

$7,992 (+3.0%)

$14,900 + $113,380

$128,280

2017

$7,758 (+3.6%)

$15,010 + $110,610

$125,620

2016

$7,492 (+4.8%)

$15,010 + $108,050

$123,060

2015

$7,149 (+6.0%)

$15,010 + $108,050

$123,060

2014

$6,746 (+11.5%)

$15,120 + $103,640

$118,760

2013

$6,052

$15,120 + $85,640

$100,760

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.76 Acres

Year renovated

2002

Finished Sq. Ft.

2,059

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,059

Year built

2002

Style

Single Family Residential

County

Monroe County

APN

08-19-165-016-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 420 Covington Dr

There isn’t enough information to generate an accurate estimate at this time. Learn More

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Early Access listings

EARLY ACCESSCOMPASS COMING SOON

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5464 Gravois Ave, St. Louis, MO 63116

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OPEN SUN, 11AM TO 1PM

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951 Forbs Dr, Waterloo, IL 62298

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FOR SALE BY OWNER

$790,000

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420 Covington Dr, Waterloo, IL 62298

NEW 33 HRS AGO

$395,000

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4878 Sportsman Rd, Waterloo, IL 62298

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112 Jefferson, Waterloo, IL 62298

OPEN SUN, 11AM TO 1PM

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COMING SOON

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FOR SALE BY OWNER

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Details provided by FSBO.com and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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420 Covington Dr, Waterloo, IL 62298

About this home

Payment calculator

Mortgage resources

See this home in person

Nearby open houses (10)

Around this home

Schools

Lifestyle

Market insights

Property details

Exterior

Public facts

Sale and tax history for 420 Covington Dr

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 420 Covington Dr

Early Access listings

Nearby similar homes

New listings for sale in 62298

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